by Camden Professionals | May 8, 2026 | Bank lenders, Finance, Home Loans, Loans, Mortgages
Australia’s property investment landscape is evolving, and so too are the financing strategies behind it. While the major banks still dominate the mortgage market, a growing number of investors are turning to non-bank lenders for greater flexibility, faster approvals,...
by Camden Professionals | Dec 10, 2025 | APRA, Home Loans, Mortgages, Property Finance, Property Investment, Property Investment
The Australian Prudential Regulation Authority (APRA) has announced a significant shift in the way banks assess mortgage risk, introducing debt-to-income (DTI) lending limits for the first time in Australia’s history. These new rules, effective 1 February 2026, place...
by Camden Professionals | Dec 2, 2024 | Home Loans, How To, Mortgages, Property Investment, Refinance
With interest rates fluctuating and the cost of living continuing to rise, it’s a smart move to consider strategies that can help you pay off your home loan faster. Whether you’re looking to pay down your mortgage more aggressively or simply manage your payments more...
by Camden Professionals | May 9, 2024 | Loans, Mortgages
Refinancing your home loan is a strategic financial move that can provide numerous benefits, including lower interest rates, reduced monthly payments, access to equity, and more. However, it’s essential to carefully consider your individual circumstances and...
by Camden Professionals | May 9, 2024 | Loans, Mortgages
Many home loans these days come with an offset account, a redraw facility or both. These features can offer borrowers flexibility and savings if used carefully. You’ve probably heard about redraw and offset accounts before, but do you know what the difference between...
by Camden Professionals | Feb 7, 2024 | Home Loans, Mortgages, Property Investment
Many people underestimate the cost of buying a home – lender and government fees can easily add 6-8% on to the cost of the property. The best way to eliminate most of these costs is to be aware of the types of loan fees lenders charge and shop around for a loan...
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