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APRA’s New 2026 Debt-to-Income Rules – What Property Buyers and Investors Need to Know

by Camden Professionals | Dec 10, 2025 | APRA, Home Loans, Mortgages, Property Finance, Property Investment, Property Investment

The Australian Prudential Regulation Authority (APRA) has announced a significant shift in the way banks assess mortgage risk, introducing debt-to-income (DTI) lending limits for the first time in Australia’s history. These new rules, effective 1 February 2026, place...

APRA’s New 2026 Debt-to-Income Rules – What Property Buyers and Investors Need to Know

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APRA’s New 2026 Debt-to-Income Rules – What Property Buyers and Investors Need to Know

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