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How to minimise your mortgage fees

How to minimise your mortgage fees

by Camden Professionals | Feb 7, 2024 | Home Loans, Mortgages, Property Investment

Many people underestimate the cost of buying a home – lender and government fees can easily add 6-8% on to the cost of the property. The best way to eliminate most of these costs is to be aware of the types of loan fees lenders charge and shop around for a loan...
Understanding the Impact of Fair Work Act Changes on Your Business

Understanding the Impact of Fair Work Act Changes on Your Business

by Camden Professionals | Jan 31, 2024 | Employee entitlements, Fair Work Act, Small Business

The federal government recently announced changes aimed at closing loopholes in the Fair Work Act that allow for intentional underpayment of employee wages and entitlements. As an accounting and business advisory firm, we want to help our small to medium business...
Can my SMSF invest in property development?

Can my SMSF invest in property development?

by Camden Professionals | Jan 31, 2024 | Property Investment, Property Investment Tips, Retirement, SMSF, Superannuation

Australians love property and the lure of a 15% preferential tax rate on income during the accumulation phase, and potentially no tax during retirement, is a strong incentive for many SMSF trustees to dream of large returns from property development. We look at the...
Stage 3 Tax cuts explained

Stage 3 Tax cuts explained

by Camden Professionals | Jan 31, 2024 | Income Tax Returns, Tax & Accounting, Tax Refunds

The personal income tax cuts legislated to commence on 1 July 2024 will be realigned and redistributed under a proposal released by the Federal Government. After much speculation, the Prime Minister has announced that the Government will amend the legislated Stage 3...
What is a Testamentary Trust

What is a Testamentary Trust

by Camden Professionals | Jan 24, 2024 | Family Trusts, Financial Planning, Succession Planning

A testamentary trust is a trust created by a Will.  It is generally a discretionary trust – one where the Trustee has full discretion about who benefits, and to what extent, under the trust. Why would I use a Testamentary Trust? Testamentary trusts can make sure the...
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