by Camden Professionals | Nov 1, 2024 | First home buyers, Home Loans, Loans
Pre-approval is often the first step for those embarking on the journey to homeownership. While it’s not strictly necessary, securing pre-approval can alleviate stress and provide a clear understanding of your borrowing power. This confidence can be invaluable...
by Camden Professionals | May 9, 2024 | Loans, Mortgages
Refinancing your home loan is a strategic financial move that can provide numerous benefits, including lower interest rates, reduced monthly payments, access to equity, and more. However, it’s essential to carefully consider your individual circumstances and...
by Camden Professionals | May 9, 2024 | Loans, Mortgages
Many home loans these days come with an offset account, a redraw facility or both. These features can offer borrowers flexibility and savings if used carefully. You’ve probably heard about redraw and offset accounts before, but do you know what the difference between...
by Camden Professionals | Jun 6, 2023 | Home Loans, Housing Prices, Loans, Perth, Property Investment, Property Investment Tips, Property Outlook
The sizeable sums needed to secure and service a loan for a median-priced house are the result of 11 cash rate rises since May last year, which have slashed buyer borrowing power faster than prices and increased mortgage costs. With more rate rises still expected this...
by Camden Professionals | Feb 6, 2023 | ATO, Business, Company Directors, Loans, Tax & Accounting
An area that often gets small and medium sized private companies into hot water is the blurred line between the company’s money and the owner’s money. This is an area taxpayers often tend to get wrong and the ATO pays particular attention each year to this issue....
by Camden Professionals | Dec 19, 2022 | Credit Scores, Finance, How To, Loans
If you are thinking about applying for a loan or credit you need to make sure your credit score is in order. A good credit score makes all the difference and can be a major factor in securing the loan you need at a great rate and on favourable terms. If you have a bad...
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