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What is Risk Insurance?

What is Risk Insurance?

by Camden Professionals | Nov 24, 2025 | Financial Protection Insurance, Life Insurance, Risk Insurance, TPD insurance

Risk insurance, also known as personal insurance is financial protection designed to support you and your family when life takes an unexpected turn. Whether it’s illness, injury, disability or death, risk insurance provides a crucial safety net so you can maintain...
Fringe Benefits Tax and Company Vehicles

Fringe Benefits Tax and Company Vehicles

by Camden Professionals | Nov 23, 2025 | ATO, FBT, FBT Calculation methods, FBT company cars, Small Business Tips

Understand how Fringe Benefits Tax (FBT) applies to company vehicles, exemptions, record-keeping, and car parking benefits so your business stays compliant . Fringe Benefits Tax and Company Vehicles: Key Rules for Employers Company cars remain one of the most common...
What’s the difference between the Medicare levy and Medicare levy surcharge

What’s the difference between the Medicare levy and Medicare levy surcharge

by Camden Professionals | Nov 23, 2025 | Medicare, Medicare Levy Exemption, MLS - Medicare Surcharge Levy

What’s the Difference Between the Medicare Levy and the Medicare Levy Surcharge? Many taxpayers are surprised to see both a Medicare levy and a Medicare levy surcharge on their notice of assessment. Although they sound similar, they serve different purposes. Here’s...
What Are ETFs — An Australian Investor’s Guide

What Are ETFs — An Australian Investor’s Guide

by Camden Professionals | Nov 23, 2025 | Capital Gains Tax - ETFs, ETF - Exchange Traded Funds, ETF tax implications, Franking credits - ETFs

Exchange-Traded Funds (ETFs) are investment vehicles, often set up as unit trusts, that trade on the ASX (or other exchanges) like ordinary shares. Instead of buying individual stocks or bonds, when you invest in an ETF you get exposure to a diversified basket of...
SMSF Commercial Loans vs Traditional Commercial Loans

SMSF Commercial Loans vs Traditional Commercial Loans

by Camden Professionals | Nov 19, 2025 | Business Property Finance, Commercial Property Loans, LRBA, SMSF loans

An SMSF commercial loan allows a self-managed super fund (SMSF) to purchase commercial property under a limited recourse borrowing arrangement (LRBA). The lender’s rights are restricted to the property acquired—other SMSF assets are protected if the fund defaults....
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