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Tax calculators for investors, individuals and business owners
Tax, property investment, capital gains, land tax, income tax, HECS-HELP repayments and property cash flow can all affect your financial planning. These calculators provide quick estimates for individuals, property investors, SMSF trustees, professionals and business owners.
Whether you are reviewing a potential property sale, checking land tax exposure or assessing property cash flow, these tools help you arrive at a consultation with better questions.
Results are general estimates only. Residency, ownership structure, deductions, exemptions, offsets and current legislation all affect the final outcome.
Why use tax calculators?
Calculators simplify complex figures and give you a starting point before seeking advice:
- —Estimate CGT before selling an asset
- —Review land tax exposure by state
- —Estimate personal income tax and Medicare levy
- —Understand HECS-HELP repayment obligations
- —Review investment property cash flow
For property investors
Tax, land tax, CGT and cash flow all affect the success of an investment strategy. Use the calculators to review:
- —Potential CGT before selling
- —Land tax exposure in different states
- —Estimated property cash flow
- —Holding costs and investment expenses
- —Whether advice is needed before purchase or sale
How to use them effectively
Accurate inputs produce more useful estimates. Have these details ready:
- —Income estimate and purchase / sale prices
- —Purchase and sale dates and transaction costs
- —Rental income, expenses and loan interest
- —Land value and state of each property
- —Trust or ownership structure details
Common mistakes to avoid
Incorrect assumptions lead to misleading estimates. Watch out for:
- —Entering gross instead of taxable income
- —Using outdated thresholds
- —Ignoring ownership structure or capital losses
- —Using the wrong state land tax calculator
- —Treating estimates as final tax advice
Not sure which calculator to use?
Selling an investment property?
General Capital Gains Calculator.
Selling shares or crypto?
CGT Calculator for Shares or Crypto.
Selling an asset held in a trust?
CGT Calculator for Trusts.
Own property in WA?
WA Land Tax Calculator.
Have a study loan?
HECS-HELP Repayment Calculator.
Reviewing an investment property?
Property Cashflow Calculator.
Frequently asked questions
Yes. The calculators are free online tools to help estimate different tax and property-related outcomes.
No. Calculators give general estimates only. Get professional advice before lodging a return or making a major decision.
Land tax is administered by each state and territory revenue authority, so thresholds and rules vary by location.
It provides an estimate. Final tax varies with deductions, offsets, Medicare levy, HECS-HELP, residency and other factors.
Thresholds and rates change by income year, so review estimates against current ATO guidance.
Yes. We can review your estimate and provide personalised advice based on your circumstances, records and goals.
Book an obligation-free Strategic Consultation
Unlock your financial potential — contact us to discuss your year-end tax return or schedule a complimentary consultation.
The calculators and content on this page provide general information only and do not consider your individual circumstances. Tax laws, thresholds and state-based rules may change — confirm results with a qualified advisor.